Why Auto Insurance Premiums Are Still Rising — Despite Rate Freeze Signs (2025 Report)
Auto insurance rates in the U.S. have reached historic highs in 2025, with the national average full-coverage premium now at $2,638 per year. This marks a 12% increase from 2024, and even though some signs point to slowing inflation, insurance…
Student Insurance in the U.S. (2025 Guide): What Every College Student Should Know
College is a time of growth, learning — and unexpected expenses. Whether it’s a medical emergency, stolen laptop, or travel disruption while studying abroad, students in 2025 are more exposed to risk than ever. That’s why having the right type…
How Legal Insurance Helps Freelancers in the U.S.
Introduction Freelancing in the United States is at an all-time high, with over 70 million Americans working independently in 2025. While freelancing offers flexibility and freedom, it also brings legal uncertainty. From client disputes and unpaid invoices to intellectual property…
What Does Legal Insurance Really Cover in 2025?
Hiring an attorney in the U.S. can cost hundreds of dollars per hour. Whether it’s a landlord dispute, traffic violation, or preparing a simple will, legal fees add up fast. That’s where legal insurance — also called prepaid legal plans…
Do You Really Need Legal Insurance in 2025? What It Covers and When It Helps
Hiring a lawyer is expensive — even a short consultation can cost hundreds. That’s why many people in 2025 are turning to legal insurance, also called prepaid legal plans. But what does legal insurance actually cover? Is it worth the…
How to Prepare Your Home for Climate Risks in 2025 (And Lower Your Insurance Costs)
Introduction Let’s face it — owning a home has never felt more unpredictable. Between rising insurance costs and the occasional storm, flood, or accident, homeowners are feeling the pressure. But here’s the good news: there are simple, practical ways to…
Where to Buy the Best Home Insurance in 2025 (And What to Watch Out For)
With climate disasters increasing and insurers tightening their terms, finding reliable home insurance in 2025 isn’t just about the cheapest price — it’s about survival. Whether you’re buying your first policy or reviewing your current coverage, here’s how to find…
Insurance in Crisis: Why U.S. Homeowners Are Paying More Than Ever in 2025
Introduction Homeowners across the United States are facing a crisis: soaring premiums, limited policy availability, and insurers pulling out of high-risk areas. As climate-related disasters increase in frequency and severity, insurance companies are recalculating risks—and consumers are left to bear…